Lingerie, lace panties and pretty bras.

Will she still be able to buy beautiful lingerie, lace panties and pretty bras.
Has the Student Credit Card enough credit in it.
Will debt consolidation work or will further loans be neccessary.
To find out what happens next, visit:

A Girls Guide To The West End

A Fast Black

Her jacket gracefully flowed to the gentle sway of her hips as we mounted the stairs from the lounge, I was transfixed, confused, my 505`s felt tight and once more the little luxuries gently rasped me. I nearly fainted, and then we were out on the pavement, the sun was going down, casting a shadow over the day. A cab drew up, “In you go”, she gently patted my bottom and was snuggled, smiling, up beside me in the moment. ”You live over there on the corner of Ashton Road, up top with the commune people, what's it like!” Before I could answer she was giving direction, ”Westbourne Gardens, please driver and don't` spare the horses we are in a hurry!”
I sank back into the warm softness of the old taxi`s leather seat as it accelerated up Hyndland Road. The taxi braked at the lights, we were thrown slightly forward and Hillary`s arm was round my waist steadying us both, “Oh! that was quite a surprise, are you all right darling?”
I could feel her hand gently stroking my waist and hip through my shirt. As the taxi speedily left the lights behind, her hand moved slowly down my lower back into my jeans, suddenly her fingers touched my soft skin rubbing me gently. I breathlessly moaned, as she lent across, soft lips brushing my ear, whispering warmly, “We`re nearly home my darling”
Suddenly the taxi stopped, “ There you go Hillary, home safely and quickly as usual, sorry about that wee jolt at the lights!” Was there anyone that didn`t know her!
I was glad of her hand resting on my waist as she steered us across the pavement and up the steps to the house, my legs felt as if they were about to give out under me. I was in a state of utter confusion, it must only have been about seven O`clock in the evening, I had been in her company for only a matter of hours, but it seemed as if it had been forever. No man had ever been so familiar, so blatant, so quick and so damned skillfull and I had put up little or no resistance. I had been scooped up by a whirlwind and I had no idea where it was taking me.

Cash

My dear .......... we must concentrate on your happiness.”
I was totally unprepared for what happened next. Suddenly, as I stared back at her and started to nod agreement, her hand was in between my thighs and she was gently but forcefully stroking me.
“If you will permit me!” Why wasn`t I stopping her? “I would like to offer you some useful and reasonably well paid employment” Sensation was all over me as she continued, “It would be mutually beneficial to us both, you would have a regular income in cash to supplement your student grant and I would have a useful inventory of the various family collections that I have inherited.
Still stroking me, she asked, “How does that feel to you?”
“Wonderful”, I replied breathlessly. As I said it, I was in turmoil. What was wonderful, the prospect of cash, Hillary`s hand between my thighs or both. Before I could decide, her hand had left my thighs and was cupping my face gently and warmly, “Good thats settled then, drink up your Campari like a good girl. I think you should see where you will be working” Smiling, she stood up, “Be a dear!” as she handed me the bunches of Magnolias, ” Did I tell you they compliment your complextion beautifully”

Debt Consolidation and Xanadu

I could have left immediately but instead I found where Hillary was sitting, and sat down beside her in the corner. It was a relief to sit down, my mind was struggling with questions that would not form, "Does she think I am .......", "Did she really do .........", "Why am I still ........." and on and on.
Nothing would form, I was sleepwalking.
I had felt her eyes on me as I struggled through the crowd, her gaze was friendly and benign, as if she were proud of me. If a man had patted and tweeked me without permission, especially one whom I had only met twice and knew nothing about, he would have been thoroughly slapped and despatched.
"A little powder works wonders, not that you need it my dear, you looked gorgeous coming through the crowd, I think you turned just about every head." She paused, still smiling, "Have a sip of your Campari. I think its time we started planning your future.
I listened in silence as she explained the detail and consequences of the debt consolidation agreement that I had signed. If I failed to keep to the agreed budget, the bank would have no option but to cancel my new Student Credit Card and move for recovery of the debt. One problem lay ahead and that was the summer break. It and the christmas break had partly been the reasons for my credit card and overdraft over spend. With no work permit I had been and would be unable to get a summer break job.
She was looking at me intently, almost hypnotically, “I think Micawber sums up the situation succicently,
“Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery”.

Campari and soda, pink magnolias and Kenny

The stairs opened straight into the Safari Lounge, which was a small compact basement bar with dim mood lighting.
Kenny the barman was behind the bar counter, "Good evening ladies, whats your pleasure? Hillary! How are you?, I was too busy admiring the lovely young flower lassie to notice you, your looking gorgeous as usual. Are those Magnolias hen! What can I get you to drink Hillary?"
"Two Camapri and soda with plenty of ice, please, Kenneth."
Smiling and turning to me, she asked "You do like Campari and soda, let me take those."
Before I knew what was happening the thumb and forefinger of her left hand had gripped and gently rolled the tip of my hardness between them, instantly the right cuff of her jacket ploughed against the other. The Magnolias were the perfect camouflage!
In the same instant she was leaning forward her beautiful face gloriously framed on either side by their golden pinkness and still smiling, whispered to me;

"In Xanadu did Kubla Khan
A stately pleasure-dome decree:
Where Alph, the sacred river, ran
Through caverns measureless to man
Down to a sunless sea."

Every pore in my body literally erupted whilst a warm strong tremor ran the entire length of my body, nearly buckling me with the strength of it!
"This must be a dream!"
Before I could answer, "Yes" to the Campari her arm was gently and warmly around my waist,
"My dear, you look slightly flushed, why don`t you go and powder that pretty little nose of yours!, while I get us a corner to settle into. Kenneth be a sweet heart and bring our drinks over please."
On my way across the lounge all I could hear was her voice whispering "In Xanadu.........." All I could see were her soft firm lips in slow motion mouthing the words " ... stately pleasure-dome decree:".
I was suspended in a slow motion trance and very nearly collided with the outer door of the Ladies Room.
My reflection in the mirror told it all, my neck was flushed that pinky red right down to, as far as I could see, well below my collar bone. My pulse was pounding and almost ringing in my ears. I could see and feel my absolute ridgity reflected in the mirror. With every movement my cotton shirt raked me and sent new tremors cascading through me. When leaning forward and pressing lightly against me she had swayed just enough to let me know how hard she was. I could still feel where she had pressed and undulated across me.
I tidied my face up, composed myself as best as I could, reopened the Ladies Door and to my horror the empty lounge had started to fill up. I hurried my way through the crowd trying and failing not to make physical contact.

A conversation in the sun

I suddenly felt like a small child out on a shopping excursion with her mother. I was deflated, my ego was bruised. I had been shown my place! I must have frowned. I blushed again, and heard her say, "Lets go for a drink, that little basement bar across from your flat is usually quiet about now. Its time we had that informal chat, about your current situation and your plans for the future!" Her hand was quickly and firmly attached to my elbow as she gaily whirled us about and pointed us back down the way we had come.
What was happening? Two short meetings over several weeks and all of a sudden I think I know her, did I think she was a friend. God only knows what I was thinking. I realised that I knew absolutely nothing about her apart from what she had presented at the meetings and during our short walk to the flower seller. I realised that I had only seen surfaces, beautifully presented but none the less surfaces. I could guarantee that she knew considerably more about me.
"Hillary what age are you?, its very hard to tell!".
I was peeved, this woman was apparently in control of my life, the financial side of it anyway. To a greater or lesser extent I realised that she had the power of God over me. My bank manager had managed to get me to willingly sign my life over to the bank and at any moment, at her whim my debt consolidation could be compressed and my brand new Student Credit Card could fail to function at the flick of a switch.
"My dear ................ how forward you are!" Hillary gently replied, "Do you mean, am I old enough to be your mother, or are you giving me a rather sweet compliment? But I can see that you need an answer! When I went to University fifteen years ago I was the same age as you, so I suppose that I am nearly old enough to have been your mother, but thank you very much for a beautiful compliment. . . . . I take it that I am wearing well?
She was so casual and comfortable in her reply that the words stumbled, and very nearly stammered, out of my mouth, "God! Yes!!".
Before I had time to regain my composure we had crossed the road and arrived at the basement bar doorway.
"Ah! Here we are! You first, down you go and watch the steps!
I suddenly felt the pat of her hand lightly on my bottom, almost a caress. Involuntarily I clenched and felt the familiar grip of lace, I blushed again. But in the gloom I don`t think she noticed. I had perked up instantly, I was that cat on that hot tin roof again, this time I knew why, and I knew that when we reached the bottom of the stairs she would certainly notice.

Sun flowers

Suddenly we were on the way out of the bank, and I felt her gently grasp my waist as she propelled us both out into the street, her firm softness pressing against my right shoulder blade.
"To hell with the best credit cards, debt consolidation, banking and credit, my assistant manager has the responsibility of finishing the days business, and I`m looking forward to the week-end!", she whispered in my ear. Her warm breath made me tingly, "These are not going to go down easily!", I thought to myself.
The sun had moved quite a bit to the west and the pavement outside the bank was bathed in a warm glow, people were moving up and down the road lazily with no apparent purpose, they were enjoying the early arrival of summer.
I had only seen her on these two occasions in the artificial light of the bank, and although I had realised that she was attractive I suppose that I had not taken in how attractive she really was.
After all up until that point she was a bank manager whose sole purpose in life was to reign me in, introduce me to debt consolidation and most of all get me to formally agree to a cash flow plan and a sensible but livable budget.
The reflected sunlight off of the library windows dappled sun beams over her perfect dark silken shoulder length hair. She wore an immaculate dark charcoal business suit, the three quarter length jacket flowed gracefully over her body as we strolled past the library towards the flower seller camped out on the pavement. I could see her black patent leather high heels, under the slight flair of her snugly fitting matching trousers, beating out a gentle rhythm as we ambled up the street. A slight breeze wafted back her jacket and I realised that just like me she had only put on a blouse that day. As she breathed, her starched white cotton blouse stretched gently and revealed her strong firm pert body.
She was perfectly at ease with herself and comfortably exchanged nods with familiar passers by.
She radiated sunlight!
"Wonderful! Magnolias, I love magnolias, two big bunches please, one for each of us. When will you have sun flowers in, keep me some!" Before I knew it I had two large bunches of pink magnolias thrust into my arms, "Could you please", she smiled mischievously, it was not a request.

A Student Credit Card and the left and right of things

My "perky" embarassment was obviously apparent to Hillary as she ushered me into her office.
"This weather obviously suits you," she said , as she stretched out her hand to greet me, her grasp was firm but gentle, with a certain grace.
" Ah! thats good, you are right handed," as if confirming what she already knew.
" I have always found that left and right are always across from each other and always collide at the most sensitive times", she mused.
"Please take a seat and we will get these debt consolidation formalities out of the way.", she smiled.
"Oh! by the way I thought it would be nice to give you your new Student Credit Card personally!" She smiled, again, mischeviously as she waved the plastic credit card in the air.
Paperwork was signed and pushed back and forward between us like some elaborate courtship rite. I still had not spoken, and noticed that our hands had not collided once, and suddenly we were finished.
"It`s truely wonderful how this sunny weather perks everybody up!"
The ambush was perfectly timed, and I blushed on que as my cotton shirt raked my embarassment to what felt like an even greater height of perkieness, I could feel them screaming, "We are here, we are here!!"
She was right across the desk from me, her head slightly to one side, long dark hair spilling on to her shoulder.
Suddenly she raised her right eyebrow, "I have some shopping to do locally, would you like to accompany me?"

"Yes", it was the first word that I had uttered since entering her office!

My Bank Appointment.........becomes embarassing

I had left the University campus early that day and returned to my flat to get dressed for my meeting at the Bank with Hillary.
"Better not over do it", I thought to myself as I pulled on my snuggly fitting 505`s, "a white cotton shirt will be fine with these, and its a nice sunny day for a walk up to the bank." I pulled on my prarie cowboy boots as a final girlie touch, flounced up my hair and headed down the stairs to the road.
The sun shone warmly on my back as I headed up the road to my appointment.
I felt good, the world felt good, all around me people looked happy, they always do in this city when the sun shines. I passed the cool of the subway entrance to my left and nimbly avoided a scrawny youth trying to brush too eagerly against me. Yes! everyone was happy indeed.
Further up in the distance I could just see the black and white Bank sign, sunlight bouncing off of the aluminium edging making it shimmer and dance with life of its own.
As I entered the cool interior of the bank, I suddenly realised my error of judgement, before leaving the flat I had quickly pulled on my shirt and nothing else. The cold air against my body suddenly perked me up involuntarily, just as I entered Hillary`s office.
I had dressed casually on purpose, but the last thing that I wanted was to look as if I had fallen off of a hot tin roof.

A letter from the Bank

The letter informed me that I had some paper work to formally sign that would make the debt consolidation plan formal, and that my new Student Credit Card would be ready to collect also.
As I was to be the last appointment of the day it was suggested that an informal chat about my future, with my Branch Manager would be useful.
She had signed the letter with her full name,
Hillary ............... Branch Manager.
rather than the masculine looking H. ..............

A credit to my self

I was a credit to my self!
All the following week I disciplined myself, I studied hard for my degree during daylight hours. In the evenings rather than heading out for fun, I stayed at home and was my own solitary amusement. I enjoyed my self involvement, my desireable confinment my own beautiful uniqueness.
Asleep, I dreamed blissfully of debt consolidation, cash advances, loans and Student Credit Card facilities. Swirling images of starched white blouses and beautifully manicured fingernails peppered these dreams.
Every morning, I awoke exhausted with a sheen of sweat covering my body, rising quickly, I would tear back the curtains and let the morning sun dry me off............

Debt Consolidation

My last cash advance had apparently put me over my agreed credit limit by a degree or two, she explained! The Bank was not happy, and a solution would have to be arrived at regarding the debt. Attractive as she was in her dark bank manager suit, her words rung in my ears, I felt them blush and go red. This was not the apperance I was hoping to present, I felt and acted like the school-girl I had only recently left behind.
"If only she had been he", I heard myself mumble. Had I really said it out loud?
Suddenly she smiled, "Young lady your position is not entirely untennable" She paused for breath and I noticed for the first time her pretty cleavage sigh beneath her starched white blouse.
It sounded simple. Debt consolidation and working within a well defined budget, was the solution to my woes.
"We should be able to roll all of your credit card debt as well as your bank overdraft into one consolidated banking budget account . This way you will be able to manage your cash better and with a cheap Student Credit Card still be able to manage some of those little luxuries from time to time."
I squirmed in my seat, I was wearing one of those little luxuries, and right at that moment they clenched my cheeks so tightly that I blushed as I felt the soft rasp of their lacyness against my skin.

I get into Debt, the Bank requests!

I very quickly got into debt and as luck would have it discovered a new side to my self.
A meeting was requested by my bank manager.
To my suprise he turned out to be a she!
As all things go, the conversation at first was stilted and akward. I had dressed up in my finest and trendiest outfit, bought with my best credit cards, I had hoped to flatter him with my exqusitely framed beauty. It was not be, or so I imagined!

Nouveau West

I have been here for what seems an age !
I came to this city after signing up for a mystery adventure travel holiday, and I just stayed.
I fell in love with the dinky little cars that dotted and darted everywhere, and the lovely little ring circuit of a subway that first drew me to the delights of the west-end.
It was the mid seventies, I had just gottten my first credit card, I had no debt, I was not dating anyone back home and I quite fancied doing a degree at the local University with its towering spire and abundantly attractive student population.
I settled into west-end life quickly enough, and rapidly became the belle of the ball so to speak.
I was extremely popular with my fellow students, I wonder why!, and soon discovered that education and fornication were much and the same thing.

I Love Banks

I love Banks, especially a Student Bank.
Whats a Student Bank ? I hear you ask.
Well its almost my favourite place to hang out.
Its where all the pretty little students do all their banking, during term time, and in the west-end I am spoiled for choice and location.
Of course I only really get serious about hanging out in a Student Bank near the end of term.
Most of the time , if you know me, I can be seen pursuing my hobbie around the cash line machines that seem to be scattered like lovely voluptious cushions all over the west-end.